Santa Lucia Preserve, Carmel: Homes, Homesites and the Rules
By Matthew Martinez, Founder, CEO & Managing Broker, Diamond Real Estate Group. California DRE #01869679.
The Santa Lucia Preserve is a 20,000-acre private, gated community in the hills above Carmel Valley, in unincorporated Monterey County, where about 90% of the land is protected in perpetuity and the Preserve’s own materials describe space for just 297 homesites. Its mailing address is Carmel 93923, at 1 Rancho San Carlos Road. Buying here means accepting four sets of rules at once: Monterey County permits, the community’s recorded covenants and Design Review Board, the Santa Lucia Conservancy’s conservation easements, and a community services district that supplies water, sewer, roads and security.
This guide explains how those layers fit together, what they mean for a homesite or finished home, and what a seller should assemble before listing. It doesn’t repeat the Preserve’s marketing. For the county’s wider market, start with our Monterey County real estate guide; the Preserve’s neighbors are covered on our Carmel Valley and Carmel-by-the-Sea pages.
Santa Lucia Preserve homes for sale
Santa Lucia Preserve market report
How the Preserve’s land is divided
The Santa Lucia Conservancy describes four land use types within the 20,000 acres. The split decides what an owner can use, what stays open and who manages it.
| Land type | Ownership | What it means for an owner |
|---|---|---|
| Wildlands | 10,360 acres conveyed in fee to the Conservancy | Not privately owned; managed by the Conservancy as open land |
| Openlands | Privately owned, under conservation easements held by the Conservancy | Part of an owner’s parcel may sit under an easement that limits building and use |
| Homelands and Rancholands | Privately owned settled lands | Where homesites, building envelopes and infrastructure are located |
The Conservancy groups the Wildlands and the privately owned Openlands as Preserve Lands, which the Conservancy says are left undeveloped in perpetuity and make up 90% of the Preserve. The Conservancy also says it is financially and philosophically sustained by the residential community, so ask how any dues, fees or assessments that fund it apply to the parcel you’re considering.
Homesites, building envelopes and design review
Most parcels are sold as large homesites with a defined building envelope, the area inside which the house, garage and other structures must sit. The Preserve says each site’s envelope was placed with care for privacy and views. As one example, a homesite listed on the Preserve’s own site in October 2026 was 5.35 acres with a 1.5-acre building envelope and a one-story height limit.
The Design Guidelines were written by the Preserve’s Design Review Board and the Santa Lucia Conservancy, and they apply to a new custom home or a substantial remodel. Plans go through that review in addition to Monterey County’s planning and building permits.
- Get the current Design Guidelines and any parcel-specific conditions before you remove contingencies.
- Ask whether plans are already approved. Some homesites are marketed with approved architectural plans, which can shorten the path to a permit; confirm that the approval is still valid and transferable.
- Map the easement. If part of the parcel is Openlands, read the conservation easement for what is reserved, such as fencing, trails or agricultural use. Our post on buying property with a conservation easement explains how these deeds bind later owners.
Water, sewer, roads and the community services district
The Santa Lucia Community Services District provides water, sewer, security, road, storm drain and refuse services to the Preserve community under the state’s community services district law. It contracts with the Santa Lucia Preserve Company to deliver those services, its board is elected by residents who live and vote in the district, and it is funded by supplemental tax assessments and service charges.
The district’s five-year plan for fiscal years 2022 to 2026, prepared in 2021, gives a useful picture of the infrastructure:
- Formation and size: formed in 1998 and covering about 319 parcels across the 20,000 acres.
- Water: supplied from wells and an aquifer. The plan described the wells and water systems as aging and planned new capacity as more homes were completed, including a storage pond of about 8 million gallons.
- Wastewater: some parcels are on the district’s sewer and others use septic systems, with different annual charges for each.
- Charges then projected: about $22,126 a year for sewer parcels and $19,879 for septic parcels for 2021-22, with recurring fees projected to rise 4% a year, plus a separate fire protection assessment of $1,411 per parcel.
Those figures are from 2021 projections, not current bills. Ask the seller for the latest tax bill and district statements, and ask the district whether the parcel is a sewer or septic parcel. Our Monterey County water guide explains why water service is the first question on almost any Monterey County property.
Fire protection, fire zones and insurance
The Preserve sits in wooded and grassland hills, so fire exposure deserves early attention. According to the district’s five-year plan prepared in 2021, the Preserve then had its own SLP Fire Station and a paramedic on the property during daytime hours, Monterey County Regional Fire District provided fire and medical response, CAL FIRE was a partner, and the area held an ISO Public Protection Class of 3. Ask the district and the fire district whether those arrangements and that rating still apply.
Check the parcel’s Fire Hazard Severity Zone in the State Fire Marshal’s map viewer, since an older disclosure may predate the State Responsibility Area maps that took effect April 1, 2024, as our Monterey County land and ranch guide notes. In a High or Very High zone, the seller owes defensible space documentation at sale; see our AB 38 inspection guide.
Get insurance quotes before you remove contingencies. If standard carriers decline, our guide to the California FAIR Plan explains how a FAIR Plan fire policy pairs with a separate policy for other risks. Diamond may refer you to partners we work with; you’re free to choose any provider.
The clubs: membership is separate from ownership
The Preserve Golf Club is an 18-hole Tom Fazio course. The Preserve’s membership page says memberships are available to Preserve owners and non-residents by application and invitation only, and that membership is subject to approval and “is not included with the purchase of real estate.” A National Golf Membership, limited to 40 members, is offered to people who don’t live in Monterey, Santa Cruz, San Benito or Santa Clara counties.
The Ranch Club covers the community amenities the Preserve lists: an equestrian center, dining, lodging at the historic Hacienda, a sports center and recreation at Moore’s Lake. Treat any club as a separate purchase decision, with its own application, fees and rules, and don’t assume a seller’s membership passes with the house.
County jurisdiction and permits
The Preserve is unincorporated, so Monterey County is the planning and building authority, applying the zoning district and area plan that govern each parcel. The community’s recorded covenants and design review sit on top of the county’s rules; they don’t replace them. Our page on unincorporated Monterey County explains how to confirm jurisdiction for an address.
Because there is no city, a sale in unincorporated Monterey County pays the county’s documentary transfer tax at the standard $1.10 per $1,000 of value; our California transfer tax guide shows the calculation. Who pays it is negotiable.
Selling a home or homesite in the Santa Lucia Preserve
The buyer pool for a Preserve property is small and well advised, and its questions are predictable. A complete file before launch shortens escrow.
- Governing documents: the recorded covenants, Design Guidelines, any Design Review Board approvals for the existing home or proposed plans, and the conservation easement affecting the parcel.
- District and tax records: the current property tax bill with district charges and assessments, and whether the parcel is on sewer or septic.
- Transfer fee notice: if any recorded transfer fee applies, Civil Code 1102.6e requires the seller to disclose it with the Transfer Disclosure Statement, including the amount, how it’s calculated, who receives it and what it funds. Check the title report for any such covenant.
- Fire and hazard file: the Natural Hazard Disclosure report, AB 38 documentation if the zone requires it, and any vegetation management records.
- Club status: a clear statement that club membership is separate and how a buyer would apply.
Our Monterey County seller guide covers pricing and marketing, and for nearby estates on the coast see our Pebble Beach guide.
This is general information, not legal advice. A Preserve purchase involves recorded covenants, a conservation easement and district charges, so have a California real estate attorney review those documents, and a land use consultant review any building plans, before you remove contingencies.
Questions people ask
How many homes can be built in the Santa Lucia Preserve?
The Preserve’s own materials say there is space for just 297 homesites, with about 90% of the 20,000 acres in conservation. The community services district’s 2021 plan counted about 319 parcels in the district, a figure that may include parcels other than homesites.
Who holds the conservation easements?
The Santa Lucia Conservancy. Privately owned Openlands are protected under conservation easements with the Conservancy, and 10,360 acres of Wildlands were conveyed to it outright.
Does buying a home include a Preserve Golf Club membership?
No. The Preserve says membership is subject to approval by application and is not included with the purchase of real estate.
Where does the Preserve’s water come from?
The Santa Lucia Community Services District supplies water from wells and an aquifer, according to its 2021 five-year plan. The same district handles sewer service, though some parcels use septic systems instead.
Is the Santa Lucia Preserve in the City of Carmel?
No. It has a Carmel mailing address but is in unincorporated Monterey County, so the county issues planning and building permits, on top of the Preserve’s own design review.
Is there a transfer fee when a Preserve property sells?
Check the title report and the governing documents. If a recorded transfer fee applies, California law requires the seller to disclose its amount, recipient and purpose with the Transfer Disclosure Statement.
Who fights fires in the Preserve?
The district’s 2021 plan described an on-site fire station with a daytime paramedic, response from Monterey County Regional Fire District, and CAL FIRE as a partner. Confirm the parcel’s fire hazard zone in the State Fire Marshal’s viewer.
Can I build anywhere on my parcel?
No. Structures go inside the designated building envelope, plans need Design Review Board approval and county permits, and any part of the parcel under a conservation easement follows the easement’s limits.
A Preserve purchase rewards reading the documents before falling for the setting. If you’re considering a home or homesite there, we can help you assemble the covenants, district records and fire file and compare it with other luxury and estate properties in the region. Contact Diamond Real Estate Group to start.
Sources & notes
- Santa Lucia Conservancy: The Santa Lucia Preserve (land use types)
- Santa Lucia Preserve: home page (acreage, homesites, clubs)
- Santa Lucia Preserve: Building Here (Design Guidelines)
- Santa Lucia Preserve: Membership
- Santa Lucia Preserve: homesite listing example, 11 Arroyo Sequoia (October 2026)
- Santa Lucia Community Services District: About us
- Santa Lucia Community Services District: Projected Five-Year Plan, FY 2022-2026 (2021)
- California Public Law: Civil Code section 1102.6e (transfer fee disclosure)
Last reviewed October 2026 by Matthew Martinez.