Navarro, CA Real Estate & Homes for Sale

By Matthew Martinez, Founder, CEO & Managing Broker, Diamond Real Estate Group. California DRE #01869679.

Navarro is an unincorporated community in Mendocino County, California, at the northwest end of Anderson Valley, the last stop on Highway 128 before the road follows the Navarro River through redwoods to the coast. Property here is rural: homes on acreage and wooded land, and buyers searching the area also meet Rancho Navarro, a 1969 subdivision of ten-acre lots. No source we checked publishes a dependable Navarro median, so the nearest figure is Mendocino County’s September 2026 median of $480,000 (C.A.R.).

County
Mendocino County
Government
Unincorporated (county rules)
ZIP code
95463
Nearest published median
$480,000, Mendocino County (Sept 2026, C.A.R.)
State park
Navarro River Redwoods, along Highway 128 to the sea
Bus
MTA Route 75 stop at the Navarro store

Navarro homes for sale

Current MLS listings in Navarro appear below. Few homes are listed at any one time, so save a property search that also covers Philo and Boonville up the valley.

What do homes in Navarro sell for?

Mendocino County median sale price

$480,000

September 2026, C.A.R.

Philo residential sales, nearest published count

10

Past year, ATTOM (accessed October 2026)

Philo estimated median value

$507,900

ATTOM model estimate, October 2026

Navarro has too few sales for a local median, and the published data we checked in October 2026 didn’t hold up: Redfin’s page for ZIP 95463 mixed figures from different periods, and ATTOM’s Navarro page wasn’t available. So we don’t quote a Navarro price. The nearest dependable figures are Mendocino County’s median sale price, $480,000 in September 2026 and 1.4% higher than a year earlier (C.A.R.), and ATTOM’s data for neighbouring Philo, which logged 10 residential sales in the past year (ATTOM).

MeasureFigurePeriod and source
Navarro median sale priceNot published reliably (too few sales)Redfin and ATTOM, checked October 2026
Mendocino County median sale price$480,000 (up 1.4% year over year)September 2026, C.A.R.
Mendocino County median value of owner-occupied homes$512,2002020–2024 American Community Survey, Census
Philo residential sales and estimated median value10 sales; $507,900 (model)Past year, ATTOM, accessed October 2026

For a Navarro property, the comparable sales that matter are other wooded parcels with similar road access and water, wherever in the valley they sold. We usually look back two or three years and adjust for acreage, the road in and the state of the house.

Highway 128 and the Navarro River corridor

Below Navarro, Highway 128 runs through Navarro River Redwoods State Park, which State Parks describes as a “redwood tunnel to the sea”: about eleven miles of highway through redwoods. The park stretches about 14 miles up the river from its mouth, where Highways 1 and 128 meet. Its Paul M. Dimmick Campground, six miles east of Highway 1, closes for the winter and is scheduled to reopen from May 28 to September 7, 2027; Navarro Beach Campground sits at the river mouth. The river itself forms upstream near Philo, where Anderson and Rancheria creeks meet (DWR Bulletin 118).

Highway 128 can close in storms. The Mendocino Voice reported a flood closure of part of the highway in Anderson Valley announced by Caltrans on December 21, 2025, reopened by 11 a.m. the next day, and a flood closure near Navarro that the CHP said had reopened around 5 p.m. on February 25, 2026 (December 2025; February 2026). When the river road is shut, the coast is reached the long way round.

If you’ll commute to the coast or depend on deliveries, ask neighbours how often the river road closed in recent winters and plan for a day or two without it. Keep water, fuel and a generator on hand.

Getting to the coast, Ukiah and Cloverdale

At the river mouth, Highway 128 meets Highway 1, which runs north toward Fort Bragg and south to Elk, Manchester and Point Arena. Southeast, the highway runs back up the valley through Philo and Boonville toward Cloverdale and Highway 101. Mendocino Transit Authority’s Route 75 serves Navarro once each way on weekdays: on the timetable effective July 20, 2026, the bus leaves the Navarro store on Highway 128 at 9:15 a.m., reaches the Ukiah Library at 10:35 and is back at 4:15 p.m. (Mendocino Transit Authority). On weekdays riders can change at Navarro River Junction for Route 60 to Fort Bragg. On Saturdays the route runs only between the Navarro store and Ukiah.

Rancho Navarro and the Wendling past

Buyers looking at Navarro often come across Rancho Navarro. A 2021 column in the Anderson Valley Advertiser describes it as a subdivision of 135 ten-acre lots created in 1969, with dirt roads at first, governed by the Rancho Navarro Association and its board. The same piece reports the association’s road committee putting needed road repairs at about one million dollars, to be paid by a special assessment, and a dispute among members over new growers and well water, during which the board’s 2020 home-business rules were rescinded by a membership vote that August (Anderson Valley Advertiser). It’s an opinion column, so ask the association for its current budget, assessments, rules and road plans before you buy there.

The settlement itself has an older story. According to the Mendocino Coast Model Railroad and Historical Society, the Highway 128 town now called Navarro was known as Wendling until 1914, a logging settlement on a rail line to the river mouth; the name Navarro first belonged to the mill town at the mouth, now called Navarro-by-the-Sea (MCMRHS).

What to check before buying in Navarro

Roads and access

If a parcel is reached by a private road, get the recorded easement and the road maintenance agreement, ask what owners pay each year, and drive it after rain, looking at the culverts, cut banks and trees along the way.

Fire and insurance

Wooded parcels raise the fire questions first. Find the parcel on the state Fire Hazard Severity Zone map; in a High or Very High zone, AB 38 calls for a defensible-space inspection report from the six months before the sale, or a written agreement that the buyer obtains one within a year. The Natural Hazard Disclosure Statement will also show whether the parcel lies in a High or Very High zone or in a wildland area with substantial forest fire risk. Ask for insurance quotes as soon as your offer is accepted; the California Department of Insurance reported that the state’s FAIR Plan, the insurer of last resort, was still adding residential policies in early 2026, about 16,000 in the first quarter (CDI).

Water, septic and power

Plan on a private well or spring and a septic system. Get flow and water-quality tests, the county septic permit and an inspection. Electricity comes from Sonoma Clean Power, delivered over PG&E’s lines, and rural lines are exposed to storms, so price a generator and ask how the well pump runs in an outage.

Coastal zone and appellation

Toward the river mouth, check whether a parcel lies inside the county’s coastal zone, where the separate Coastal Zoning Code applies; coastal status goes parcel by parcel, not by mailing address. If vines are part of the plan, note that the Anderson Valley AVA’s boundary begins on the South Branch North Fork Navarro River and is drawn partly on the Navarro map (27 CFR 9.86), so confirm whether a given parcel is inside it; our vineyard property guide explains why that matters.

How Diamond Real Estate Group helps Navarro buyers

Navarro purchases turn on access, water and fire exposure as much as on the house. We pull the road agreement and easements, order well and septic inspections, check the fire zone and the hazard disclosure, and get insurance quotes early so there are no surprises late in escrow. We also read the comparable sales for what they were: acreage, road, water and condition, not just price. See our Mendocino County guide for the county-wide rules and how we work with buyers; owners preparing to sell can start with our seller services.

Selling a home in Navarro

Navarro is unincorporated, so a seller pulls records from Mendocino County rather than a city hall: Planning and Building Services for permits, Environmental Health for the septic and well files. Most Navarro property is wooded acreage reached by private roads, which shapes the questions buyers ask.

Road and association papers

Include the recorded access easement and any road maintenance agreement in the disclosure package. Where owners never signed one, state law divides upkeep among the easement’s users in proportion to their use, a point worth explaining up front. For a lot in Rancho Navarro, request the association’s current rules, budget and any special assessment and pass them to the buyer.

Septic, well and title

  • The county attaches no septic inspection to a sale, but most buyers will order one, so a recent pumping record saves time.
  • When a non-standard system is installed, the county may record a notice with the Recorder, and it can record a revocation if permit conditions are broken. Read the preliminary title report for either.
  • Environmental Health takes owner requests for the well completion report. Pair it with a recent flow and water-quality test.

Cannabis cultivation

A county cultivation license does not pass automatically with the deed. Assignment needs an application and fee, the holder’s written request, proof that the buyer’s interest in the land allows the license to be used, and written approval from the department. Licenses on parcels under the ordinance’s sunset provision cannot be assigned at all. Say clearly in the listing whether any cultivation on the land is licensed.

Fire zone, tax and statements

For wooded land in a High or Very High fire hazard zone, AB 38 applies. In the State Responsibility Area without a local ordinance, CAL FIRE performs the inspection, and its report must date from the six months before you enter the sale contract. Navarro owes only the county transfer tax, $0.55 per $500; by North Bay custom the seller pays, but buyers can negotiate (our transfer tax guide has examples). Smoke alarm, water heater bracing and plumbing fixture statements complete the required list.

For a price that accounts for the road, the water and the acreage, ask for a home valuation; our Mendocino County seller page sets out the rest of the county process.

Sources for this section: California Public Law: Civil Code section 845 (maintenance of private easements); Mendocino County Code (GoCodebook): Chapter 16.08, On-Site Sewage Systems; Mendocino County Environmental Health: Land Use (on-site sewage and water wells); Mendocino County Code (GoCodebook): Chapter 10A.17, Mendocino Cannabis Cultivation Ordinance; Mendocino County Code (GoCodebook): Chapter 5.24, Real Property Transfer Tax; CAL FIRE Office of the State Fire Marshal: Information Bulletin 21-007, defensible space inspections in real estate transactions (2021); Justia: California Civil Code section 1102.19; California Public Law: Health and Safety Code section 13113.8; California Public Law: Health and Safety Code section 19211; California Public Law: Civil Code section 1101.4.

Plan your next move

Share your preferred location, budget, property requirements and timing. We can help organize a focused search, arrange showings or discuss preparing a property for sale.

Local resource: Mendocino County planning resources. Check official information for the address you are considering; area descriptions do not establish a property’s permitted uses.

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Matthew Martinez

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