Solano County Condos for Sale

By Matthew Martinez, Founder, CEO & Managing Broker, Diamond Real Estate Group. California DRE #01869679.

Solano County’s condos and townhomes are mostly in its cities: Vallejo, Benicia and Suisun City have the most established attached housing, and Fairfield and Vacaville have condo and townhome communities among their subdivisions. Before you compare dues, read the HOA disclosure package the seller must provide under Civil Code 4525 and confirm that your lender will approve the project. If you’re buying with a VA or FHA loan, check the project’s status first, because approval is building-wide.

At a glance

Where to look in Solano County

Our Solano County real estate page gives the county overview, and the Solano County where-to-live guide compares towns by rail and ferry access, flood records and special taxes. For condos and townhomes, start here:

• Vallejo. Condos among older in-town homes and hillside lots, plus the Mare Island redevelopment. The San Francisco Bay Ferry runs daily from Vallejo and Mare Island to downtown San Francisco. See Vallejo real estate and our Vallejo condo and townhome ownership costs guide.
• Benicia. Condos and townhomes alongside historic downtown homes and subdivisions. See Benicia real estate and Benicia condo and townhome ownership costs.
• Suisun City. Condos among waterfront and in-town homes, with the Suisun-Fairfield Capitol Corridor station in town. See Suisun City real estate and Suisun City condo and townhome ownership costs.
• Fairfield and Vacaville. Mostly subdivisions, with condo and townhome communities mixed in. See Fairfield real estate and Vacaville real estate, or browse current Fairfield condo listings and Vacaville condo listings.
• Dixon and Rio Vista. Smaller cities where attached housing is limited. See Dixon real estate and Rio Vista real estate.

Outside city limits, Solano County planning rules apply, and there’s little attached housing in the unincorporated area.

What to check before you buy

The HOA package

Civil Code 4525 lists what a resale seller must provide: the CC&Rs, bylaws and rules; the annual budget report and reserve disclosures; a statement of assessments and any approved special assessment; notices of violations or construction defects; rental restrictions; the most recent balcony inspection report; and, on request, a year of board minutes. Our HOA documents guide explains each item. For a Solano-specific walk-through of dues, reserves and tax-bill assessments, read our association and assessment analysis.

Lender approval for the project

FHA insures condo loans in FHA-approved projects and, through Single-Unit Approval, in some projects that aren’t approved (HUD). HUD’s condo search lists approved, expired, rejected and withdrawn projects, so a project that was approved years ago may no longer be. VA-backed purchase loans need a VA-approved project (VA); see our VA home loans guide. Conventional lenders apply Fannie Mae or Freddie Mac project standards, and pending HOA litigation, concentrated ownership or unfunded critical repairs can make a project ineligible. Ask for the lender’s project review before your loan contingency deadline. Our buying a condo in California guide covers each program.

Balconies, decks and stairways

Civil Code 5551, the SB 326 rule, requires condo associations to have a licensed engineer or architect inspect a random sample of wood-supported balconies, decks, stairways, walkways and railings more than six feet above ground. The first round was due by January 1, 2025, and inspections repeat at least every nine years. For buildings permitted on or after January 1, 2020, the first inspection is due within six years after the certificate of occupancy. If an inspector finds an immediate safety threat, the report goes to local code enforcement and the association must restrict access until repairs are approved. Read the report in the 4525 package and match its repair list against reserves and any special assessment notice. Rental apartment buildings fall under a separate law; see SB 721 balcony inspections.

Tax-bill lines

Newer areas of Fairfield, Vacaville and Dixon can carry special tax or assessment lines on top of HOA dues. Pull the current tax bill for the specific unit, not just the complex, and plan for a supplemental tax bill after closing.

Master insurance, flood and your own policy

The association’s master policy covers what the CC&Rs assign to the association. Your unit policy, usually an HO-6, covers what’s left to you, often interior finishes, improvements, belongings, liability and loss assessments. Civil Code 5300 requires the HOA budget report to summarize the association’s property, liability, earthquake, flood and fidelity coverage, with limits and deductibles.

Several of Solano’s condo markets sit on the water, from the Vallejo and Benicia shoreline to Suisun City’s marsh edge. Look up the flood zone, then check whether the master policy includes flood coverage and what your lender requires. Our waterway and flood records guide shows what to request, and the flood insurance guide explains coverage options. If a carrier declines the unit, the California Department of Insurance describes the California FAIR Plan as a last-resort fire policy, usually paired with a separate policy for other perils. Bind coverage before closing.

Renting out a Solano County condo

HOA rules. Civil Code 4741 bars an association from prohibiting rentals or capping them below 25% of units, but it lets the association ban rentals of 30 days or less. Owners who bought before a rental restriction took effect keep their prior rights. Ask for the current rental rules in the 4525 package.

Short-term rentals. In unincorporated Solano County, a stay of 30 consecutive days or less counts as a short-term rental, and you must apply for the appropriate permit, get a business license and register for a transient occupancy tax certificate before listing (Solano County Planning). Most condos are inside city limits, where the city’s code governs instead. We didn’t verify Vallejo’s, Benicia’s, Fairfield’s, Vacaville’s or Suisun City’s short-term rental rules against a current official page; check with the city’s planning department before counting on short-stay income.

Long-term rentals. Statewide rent-increase limits and just-cause rules under the Tenant Protection Act apply to many rentals; see the California Attorney General. Buying a unit with a tenant in place? Read buying a tenant-occupied property.

Transfer tax. The Solano County Recorder lists the documentary transfer tax among the fees collected at recording but doesn’t publish the rate on that page. Confirm the rate, and whether any city adds its own tax, with the Recorder at 707-784-6290 or with escrow. See California transfer tax.

Questions people ask

Where are most condos in Solano County?

In Vallejo, Benicia and Suisun City, with condo and townhome communities also scattered through Fairfield and Vacaville. The unincorporated county has little attached housing.

What HOA documents does a Solano condo seller have to provide?

The Civil Code 4525 package: governing documents, the budget report and reserve disclosures, an assessment statement, defect and violation notices, rental restrictions, the latest balcony inspection report and, on request, a year of board minutes.

Can I use a VA loan on a Solano County condo?

Yes, if the project is VA-approved. The HOA budget report must state VA status, and your VA lender should confirm it at the start of escrow.

How do I check if a condo is FHA-approved?

Search HUD’s FHA-approved condominium list by name, city or ZIP. It also shows expired and withdrawn approvals. If the project isn’t approved, ask your lender about Single-Unit Approval.

Can my HOA stop me from renting my condo?

It can ban rentals of 30 days or less, but Civil Code 4741 prevents it from prohibiting longer rentals or capping them below 25% of units.

Does the HOA master policy cover flood?

Only if the association bought it. The budget report’s insurance summary must list flood coverage, limits and deductibles under Civil Code 5300.

What is the SB 326 balcony inspection?

A Civil Code 5551 requirement that condo associations have wood-supported balconies, decks and stairways inspected at least every nine years. The latest report comes with the seller’s HOA package.

Sources & notes

1. California Civil Code 4525, 4741, 5300 and 5551
2. HUD, Condominium Mortgage Insurance and FHA-approved condominium search
3. VA, Purchase Loan
4. Solano County Planning Services, Short-term rentals
5. Solano County Recorder, Special recording fees and requirements
6. California Department of Insurance, California FAIR Plan
7. California Attorney General, Landlord-tenant issues
8. San Francisco Bay Ferry, Vallejo route and Capitol Corridor, Stations

Statute text was read on a public mirror of the official code; links go to leginfo.legislature.ca.gov. The county’s documentary transfer tax rate isn’t published on the Recorder’s page, and city short-term rental rules weren’t verified. No prices, inventory or market figures are given here; ask us for current numbers on a specific complex.

General information, not legal, tax or lending advice. Updated November 2026. Primary sources are linked in this guide.

Related: Solano County real estate · Where to live in Solano County · Buying a condo in California · Buy in Solano County